by Norman Williams
^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^ An article for your publications:
THE BIG ADVANTAGE OF BEING A TIGHTWAD By Norm Williams
The big advantage of a tightwad is having control of your money so you can buy anything you want. Years ago I purchased a new Chevrolet for $935 dollars cash and I never forgot that. I learned a lesson buying my first car for $250 dollars and then paid more than that in interest before the loan was paid off. I resolved never to buy anything with a loan again. I saved my money a dollar at a time. When I accumulated enough in the bank I paid cash for my first house. I never had a mortgage payment. The result of paying with cash is that I always had money to buy whatever I wanted and never felt poor again. While I did not make big money I had more in the bank than most people who bought everything on the easy time payment plan. I am a rummage sale fanatic. I go to the best neighborhoods to find rummage sales with high class merchandise. I buy luxury items that I would never buy if I had to pay the retail price in a store. The truth is at one time I would shop a the mall and go to the fancy big stores to buy. Since I started shopping at rummage sales I have not been in a shopping mall in years. I cannot remember the last time I was in a department store. On the internet I have been burned many times with big expensive programs that promised many benefits. Sure I purchased a ton of books, manuals and programs for my computer. Most did absolutely nothing for me. So now I set a limit of $20's tops and refuse to pay more. Here is a letter I sent to a program that looked really good: Thanks for your letter. Let me say that I have purchased tons of stuff like your program that made big promises and sounded great. Now I am clearing off my shelves of hundreds of books and I am getting down to the nitty gritty. I am taking all these programs to the dump to throw them away.
It would be nice if some smart people who know all the answers would be reasonable and have some common sense programs at a low cost I can afford. But everyone makes big offers that I get from thousands of Emails and I am disgusted with that. I have set a limit of $20 dollars for anything that I purchase from now on. In fact I get many of my best books at rummage sales where I purchase many expensive items for 25 cents. I have a house full of some of the best programs that I got this way. I cannot imagine that I will ever pay for anything that is over $20 ever again. This limit has saved me hundreds perhaps thousands of dollars. Maybe I will miss some of the great stuff priced at $47 or $67 but I doubt it. Unless you are willing to send it for $20 I will have to pass up your offer, that is the bottom line. I may be a cheap skate but I have a couple of bucks in my pocket that I saved from not buying any more expensive stuff. I intend to publish this in my newsletter to see if there are some others who would agree with me. ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^ Norman Williams, mcheck@cityisp.net artist and writer in Crystal Beach, Florida. You can subscribe to my newsletter "BIG MONEY PUBLISHING" Click here: mailto:mcheck@cityisp.net?subject=subscribe ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
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